Terms of Service

1. Your agreement to these terms

By accessing or using hyro.to, any subdomain of it, or any form, feature or content on it, you agree to these terms. If you do not agree with them, please stop using the website.

You confirm that you are at least 18 years old and that you have the legal capacity to enter into these terms. If you are using the website for an organization, you confirm that you are authorized to bind that organization, and these terms bind it as well as you.

2. Who we are

This website is operated by HYRO Exchange Ghana Ltd, a company incorporated in Ghana with its office at Accra, Ghana. In these terms "HYRO", "we", "us" and "our" mean that company, and "you" means the person using the website.

3. What this website is, and what it is not

This website exists to describe a product we are building and to collect expressions of interest from people who want to hear when it opens. That is its entire purpose.

For the avoidance of any doubt, this website does not:

• offer, provide or arrange any virtual asset service, exchange service, brokerage, custody, payment service, deposit taking, lending, staking, yield or asset management service;
• open accounts, hold money or hold virtual assets for anybody;
• accept deposits, transfers, mobile money or payments of any kind;
• execute, arrange or facilitate any transaction in any asset;
• constitute an offer, solicitation, invitation or recommendation to buy, sell or subscribe for any security, virtual asset, token, share or other financial instrument;
• constitute financial, investment, legal, tax or accounting advice, or a personal recommendation of any kind.

HYRO is a participant in the regulatory sandbox in Ghana and intends to operate, when licensed to do so, under the Virtual Asset Service Providers Act, 2025 (Act 1154). Participation in a sandbox is not a license, not an approval of this website, and not an endorsement of HYRO by any regulator. Our Regulatory and Forward Looking Statements Disclaimer sets this out in full and forms part of these terms.

When a service does become available it will be governed by separate terms that you will be asked to read and accept at that time. Those terms will prevail over these for the service. Nothing in these terms obliges us to launch anything.

4. The waitlist

Submitting your email address to the waitlist means you would like to hear from us. It creates no contract for the supply of any service and it costs you nothing.

In particular, joining the waitlist does not give you:

• a right to use HYRO when it launches, or a right to be admitted ahead of anybody else;
• a guaranteed place, position, allocation, discount, reward, airdrop, token, bonus or other benefit, whether or not any benefit was described on this website at the time you joined;
• any assurance that HYRO will launch at all, or launch in your country, or launch within any particular period.

We may change, suspend, reorder or close the waitlist, change the eligibility criteria for early access, decline to admit any person, and change or withdraw any benefit described on this website, at any time and without liability to you. Where we have described an early access benefit, we will use reasonable efforts to honor it for people who join in good faith, but we do not guarantee it and it is not a promise you may rely on.

You must submit only your own email address, and only an address you are entitled to use. Submitting somebody else’s address, or a false or automated address, is a breach of these terms and of our Acceptable Use Policy.

5. Prices, screens and illustrations

Any price, rate, chart or market figure shown on this website comes from third party sources, is provided for general information, and is indicative only. It may be delayed, incomplete, interrupted or wrong. It is not a quote, not an offer, not a price at which anybody will deal with you, and not a basis on which to make a financial decision.

The product screens, device mockups, animations and interface illustrations on this website are design illustrations. They demonstrate an intended experience. They are not screenshots of a live system, the figures and balances in them are invented for illustration, and the finished product may differ from them in any respect.

We do not verify, endorse or accept responsibility for third party market data, and to the maximum extent permitted by law we are not liable for any loss arising from reliance on it.

6. Forward looking statements

Statements on this website about what HYRO will do, offer, support, charge, achieve or launch are statements of present intention. They are subject to regulatory approval, market conditions, technical delivery, partner readiness and commercial decisions, none of which are guaranteed.

They are not promises, representations or warranties, they may change without notice, and we accept no obligation to update them. Our Regulatory and Forward Looking Statements Disclaimer sets out the full position and forms part of these terms.

7. No advice, and no reliance

Nothing on this website is financial, investment, legal, tax or accounting advice, and nothing on it takes account of your circumstances, objectives or risk tolerance. Educational content, if any is published here, is general information and nothing more.

You should take your own independent professional advice before making any financial decision. Virtual assets carry a risk of total loss, which is described in our Risk Disclosure. You are solely responsible for your own decisions.

You acknowledge that you are not relying on any statement, representation, assurance or warranty about this website or about HYRO other than those expressly set out in these terms.

8. Our intellectual property

All content on this website, including text, copy, design, layout, graphics, logos, icons, images, photographs, animations, video, audio, data compilations, source code and software, is owned by us or licensed to us and is protected by copyright, trademark and other intellectual property laws in Ghana and internationally.

The name HYRO, the HYRO logo, and the look and feel of this website are our marks and our property, whether or not registered. Nothing on this website grants you any license or right to use them.

We grant you a limited, personal, non exclusive, non transferable and revocable permission to view this website and to print or save individual pages for your own non commercial reference. Every other use requires our prior written consent.

Without our prior written consent you may not:

• copy, reproduce, republish, distribute, broadcast, sell, license or exploit any part of this website commercially;
• use any part of this website, or data derived from it, to train, fine tune, benchmark or develop any machine learning model, large language model or other artificial intelligence system;
• scrape, crawl, harvest, index or extract content or data from this website by automated means, beyond ordinary access by a conventional search engine that respects our published crawl rules;
• frame, mirror, clone or present this website or any part of it as your own, or create a derivative work from it;
• remove, obscure or alter any copyright, trademark or other proprietary notice.

If you believe content on this website infringes your rights, write to legal@hyro.to with enough detail to identify the material and your claim, and we will review it promptly.

9. Acceptable use

You must use this website lawfully and must not interfere with it or with anybody else’s use of it. Our Acceptable Use Policy sets out what is prohibited in detail, and it forms part of these terms. Breaching it is a breach of these terms.

10. Fraud, impersonation and the things we will never ask you for

Businesses at our stage are commonly impersonated, so we want to be exact about what we do and do not do.

• We will never ask you for a seed phrase, recovery phrase, private key or wallet password. Nobody legitimate ever will.
• We are not conducting a public token sale, presale, airdrop, mining scheme or investment program, and we are not accepting money or crypto from the public.
• We do not operate any trading group, signals channel, account management service or managed portfolio, and we do not guarantee returns.
• The only domain we operate is hyro.to, and legitimate email from us comes from an address at that domain.

11. Links and third party material

This website links to third party sites and services, including social media platforms and press publications. Those links are provided for convenience and are not an endorsement.

We do not control third party sites, we do not vet their content or their security or their privacy practices, and we accept no responsibility for them or for any loss arising from your use of them. Press articles about HYRO are the work of their publishers, we do not control what they say, and their presence on this website is not a claim that every statement in them is accurate or endorsed by us.

12. Availability, changes and withdrawal

This website is provided free of charge and we do not guarantee that it will be available, uninterrupted or error free. We may change, suspend, restrict or withdraw all or part of it, including the waitlist, at any time, with or without notice, and without liability to you.

We may also correct, update or remove content at any time. Content may be out of date at the moment you read it, and we are under no obligation to keep it current.

13. No warranty

To the maximum extent permitted by law, this website and all content on it are provided on an "as is" and "as available" basis, without warranty, condition or representation of any kind, whether express, implied or statutory.

We specifically exclude, so far as the law allows, any implied warranty or condition of accuracy, completeness, currency, reliability, availability, fitness for a particular purpose, satisfactory quality, non infringement, security, freedom from error, or freedom from virus or harmful component.

We do not warrant that any statement about our future plans will prove correct, or that any described feature, timing or benefit will materialize.

14. Limitation of liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited under the law of Ghana. Subject only to that:

• we are not liable for any indirect, incidental, special, punitive or consequential loss, however arising;
• we are not liable for loss of profit, loss of revenue, loss of anticipated savings, loss of business or business opportunity, loss of goodwill or reputation, loss of data, or loss arising from business interruption;
• we are not liable for any investment loss, trading loss, loss in the value of any virtual asset, missed opportunity, or decision you take on the basis of anything published on this website;
• we are not liable for loss caused by third party market data, third party websites, third party press coverage, or a third party impersonating HYRO;
• we are not liable for loss caused by an event outside our reasonable control, as described in section 20;
• we are not liable for any failure to launch a service, for the timing of any launch, or for a decision not to admit you to early access.

To the maximum extent permitted by law, our total aggregate liability to you arising out of or in connection with this website and these terms, whether in contract, tort including negligence, breach of statutory duty, misrepresentation, restitution or otherwise, shall not exceed the greater of the total amount you have paid us for access to this website, which is normally zero, and GHS 500.

You agree that these limits are reasonable given that this website is informational, is provided free of charge, and offers no service you could suffer a financial loss through. If you do not consider them reasonable, your remedy is to stop using the website.

To the extent permitted by law, you must bring any claim arising out of or in connection with this website within 12 months of the date on which you first became aware, or ought reasonably to have become aware, of the circumstances giving rise to it. After that period the claim is barred.

15. Indemnity

You agree to indemnify us, and our directors, officers, employees and agents, against all claims, demands, proceedings, losses, damages, fines, costs and reasonable legal expenses arising out of or in connection with:

• your breach of these terms, our Acceptable Use Policy, or any applicable law;
• your unauthorized use of this website or of our intellectual property;
• any content or data you submit to us, including an email address you were not entitled to submit;
• any misrepresentation by you of your relationship with HYRO.

16. Suspension of access

We may restrict or block your access to this website, remove content you have submitted, and take any other step reasonably necessary, where we consider on reasonable grounds that you have breached these terms or our Acceptable Use Policy, that your activity threatens the security or availability of the website, or that we are required to act by law or by a regulator. Where it is lawful and practical to do so we will tell you, but we may act first.

17. Privacy

Our Privacy Policy explains what personal data this website collects and how we handle it, and our Cookie Policy explains the cookies we set. Both form part of these terms.

18. Changes to these terms

We may amend these terms at any time by publishing an updated version on this page with a new date at the top. The version in force is the one published here when you use the website.

Continuing to use the website after an updated version takes effect means you accept it. If you do not accept it, stop using the website.

19. Governing law and disputes

These terms, their subject matter and their formation are governed by the laws of the Republic of Ghana.

If a dispute arises, you agree to raise it with us first in writing at legal@hyro.to and to allow us 30 days to resolve it, because most disputes end there.

If it is not resolved within that period, the dispute shall be referred to and finally settled by arbitration in Accra, Ghana, by a single arbitrator, under the Alternative Dispute Resolution Act, 2010 (Act 798). The proceedings shall be conducted in English and shall be confidential. Each party bears its own costs unless the arbitrator decides otherwise.

Nothing in this section prevents either party from applying to the courts of Ghana for an injunction or other urgent interim relief, or prevents us from bringing proceedings to protect our intellectual property. The courts of Ghana have exclusive jurisdiction over any matter that is not subject to arbitration under this section.

You agree to bring any claim in your own capacity and not as part of a class, collective, representative or consolidated proceeding.

20. General

Severability

If any provision of these terms is held to be invalid or unenforceable, it shall be modified to the minimum extent necessary to make it enforceable, or if that is not possible, severed. The rest of the terms remain in force.

No waiver

If we delay in enforcing a right under these terms, or do not enforce it, that is not a waiver of it and does not prevent us from enforcing it later.

Entire agreement

These terms, together with the policies they incorporate, are the entire agreement between us about this website, and they replace any earlier statement, understanding or arrangement about it.

Assignment

You may not assign or transfer your rights under these terms. We may assign or transfer ours to a group company, or in connection with a merger, reorganization, financing or sale of our business.

Events outside our control

We are not liable for any failure or delay caused by an event outside our reasonable control, including internet or power failure, failure of a hosting or telecommunications provider, cyber attack, act of government or regulator, change in law, civil unrest, strike, natural disaster or epidemic.

Notices

We may give you notice by publishing it on this website or, if you are on the waitlist, by email to the address you gave us. You should give us notice at legal@hyro.to.

Survival

Sections 5, 7, 8, 10, 13, 14, 15, 19 and 20 survive any termination of your use of this website.

No partnership

Nothing in these terms creates a partnership, joint venture, agency, employment or fiduciary relationship between us, and you must not represent that it does.

Third parties

These terms are between you and us. Nobody else may enforce them, except that our directors, officers, employees and agents may enforce sections 14 and 15.

Language

These terms are written in English, and English governs their interpretation. Any translation is provided for convenience only.

21. How to contact us

Questions about these terms, intellectual property matters and legal notices: legal@hyro.to. Suspected impersonation or security issues: security@hyro.to. Anything else: signups@hyro.to.

HYRO Exchange Ghana Ltd, Accra, Ghana.